What is a Credit Restoration Consultant?

Credit Restoration consultants are essentially a credit service organization. They are basically specialized in the restoration of consumer credit worthiness and also identity theft if any. They are there to assist consumers and provide help to achieve a manageable financial credit profile.

Whatever they do is legal as they utilize laws enacted by Congress to dispute negative, incorrect and out of date information contained within your credit report. They also utilize the Fair Credit Reporting Act, the Fair Credit Billing Act, the Fair Debt Collection Practices Act, and the Fair & Accurate Credit Transactions Act.

They will also assist a consumer in the submission of various disputes verbally and in writing or electronically, to the Experian, Equifax, and Trans Union who are the consumer reporting agencies in addition to collection agencies, creditors, and the third party record providers. Remember you can also do it yourself anything that a credit restoration agency does. The only difference is they have the edge when it comes to possessing the right knowledge and a source proven technique which leads to quick success. They are primarily worried with two specific and most important areas of this business, the first being knowledge and understanding of a consumer and secondly, support for identity theft victims.